Please take a moment to review the Directors & Officers Liability Program Summary regarding an additional insurance policy offered through USA Rugby. For reference, the details of our liability insurance policy can be found here: https://www.usarugby.org/membership-resources/liability-insurance/.
The attachment includes details regarding a separate Directors & Officers insurance policy that unions or clubs can purchase that would protect their leadership if they were to get sued by someone. Our insurance carrier, Esix, has sold this to a number of our local unions and teams over the years and have a landing page where clubs/organizations can go to purchase this coverage: http://www.esixglobal.com/usarugby.
Directors & Officers Liability (D&O): This coverage protects your organization’s directors & officers from personal liability associated with their wrongful acts, errors, and omissions in the performance of duties for your organization. Typical D&O claims often allege mismanagement of funds and negligent decisions affecting club members, participants, coaches, officials and others.
Employment Practices Liability (EPL): This coverage protects your organization’s board members from claims alleging harassment, discrimination or wrongful termination.
All policies will have a common expiration date of 11/1/2017. For club enrollments after 11/1/2016, the online system will calculate a prorated premium from the date of enrollment through expiration on 11/1/2017, so that clubs only pay for the time actually insured through the program, subject to a minimum premium of $100.